Over the last 20 years, a number of huge companies went bankrupt, cheated their stockholders, or cancelled pensions or healthcare for their retired workers. At Common Sense Companies, we have two policies that will never change:

• We only offer contractual guaranteed products. That means our clients are never surprised with bad news.
• We are a group of like-minded individuals who take great satisfaction in helping others make difficult decisions that are good for them.

We are a solutions-based company who prefers to work with associates and financial companies that are predictable. We show our clients what we have to offer and let them make the decisions for themselves. Everyone needs what we offer; either immediately, very soon, or in the near future. What we do at Common Sense Companies is socially significant and emotionally satisfying.